Buying In Bulk: How To Do It Properly

Costco is awesome. However, all too often people enter Costco and load up their massive cart as though the items are free. …Not a good idea.

Buying in bulk, though, can we fantastic when you are buying items that you actually use and need.

Check out this video for some great tips on how to save money buying in bulk.

Frugal Mom Helps Families Get Out Of Debt

Check out this video which demonstrates how “Frugal Mom” helps families get out of debt.

The strategies are basic, simple and straightforward.

End of Year Financial Moves

December is winding down and 2010 is upon us.

There are some smart financial moves that you should make now, before the year ends.

This video highlights some smart moves to make now.

Hosting A Holiday Party On A Budget

You’re hosting a holiday party, but concerned about the damage to your budget, right?

There *are* strategies that you can leverage in order to make sure that the costs are minimized while still ensuring that everyone has a great time.

I recently read this posting on Mint.com, which highlights some useful strategies to help keep your holiday partying under control, and stress free – so that you can enjoy the company of your friends and family.

One Man’s Story – Negotiating A Better Rate For Cable!

You’ve heard it before:

“Try to negotiate for a better rate.”

“Ask for a discount.”

Most people are too embarrassed to bother.

I recently read one man’s account of how he went online and started a chat with a representative from his existing cable/internet provider and simply asked for a better rate. He managed to keep the same exact service, but lowered his monthly bill by 33%!

Below is a transcript of his online chat with the cable company.

My Comcast Chat Transcript
user G.E. has entered room
analyst Rizzo has entered roomRizzo: Hello G.E., Thank you for contacting Comcast Live Chat Support. My name is Rizzo. Please give me one moment to review your information.
G.E.: Hi Rizzo
Rizzo: Hello G.E., I will be happy to assist you today. How are you?
G.E.: Fine, you?
Rizzo: How may I assist you today? I’m good. Thanks for asking.
G.E.: I need to lower my bill. U-Verse is much cheaper. Thinking of switching
Rizzo: Alright. Let me check my resources for this.
G.E.: A buddy of mine was able to get $39.99/mo. for digital preferred for a year.
Rizzo: Can I have your account number please.
G.E.: XXXXXXXXXXXXXXX
Rizzo: Thank you for that. I will now check on the account. Please bear with me. Thanks.
Rizzo: G.E, I have checked the account. You have our Digital Preferred package for $74.94, DVR for $9.99, Internet $42.95 and Modem Rent for $5.00. I will now check on my resources to lower your bill.
Rizzo: I have checked my resources. I can offer you Digital Preffered $54.99 for 12months and Internet for $19.99 for 6 months.
G.E.: Can you do $44.99 on the cable or 1/2 price DVR and extend the internet to a year?
Rizzo: With this your new monthly charge will be $89.97. Thats the best promotion available G.E.
G.E.: Rizzo, we’re so close! =)
Rizzo: Thanks. Do you want me to process this one for you?
G.E.: Can you extend the internet to a year? That way the cable and internet are both a year
Rizzo: The Internet Code is only good for 6 months. That’s the best price I can offer you for internet. However, you can check back on us again next quarter to check if there’s another promotion available to you. Would that be okay?
G.E.: What’s my TOTAL bill now, and what would it be after your offer?
Rizzo: Your current monthly charge is $132.88. With this offer your monthly bill is $89.97.
G.E.: Preferred is what I presently have, correct?
Rizzo: Yes, the offer that I have is also a Digital Preferred package. Do you want me to proceed and process this one?
G.E.: Yes, can you send me an email confirmation?
Rizzo: Unfortunately, I cannot. The process will take effect immediately. You will see this rates adjusted on your next bill.
Rizzo: Shall I process this now?
G.E.: yes
Rizzo: Alright.
G.E.: thanks Rizzo, you’re a good man.
Rizzo: You’re welcome. I’m still processing. Please bear with me.
Rizzo: G.E., I already have processed the order. The new charges includes Preferred $54.99, DVR $9.99, Modem $5.00 and Internet $19.99. Your new monthly charge is $89.97.
Rizzo: Do you have other concerns for today? I will be glad to assist you further.
G.E.: Nope, that’s it. thanks
Rizzo: You’re welcome. By the way, to properly close this chat room please click on the END SESSION button. Thank you. I hope that you can find time in answering the 3 question survey after this chat. Thanks.
Rizzo: Bye for now.

Click here to read his entire story.