These recent articles posted online contain insightful and creative ideas to help you save money in a relatively painless and simple manner.
…s not frugal” comments. As I commented on that post: “The point of frugality isn’t necessarily to save money in and of itself. Money is just a tool. Frugality is the ability to master that tool for the purposes of creating a life you want based on your own priorities and values. For some people, that means doing what you have to to live in Manha…
from Frugal Living: Waste Less-Gain More!
25 Frugal Changes You Can Make Today
…Frugal living does not have to involve drastic changes; a few simple everyday changes can go a long way. Here are 25 changes you can make today and start living a frugal life without taking frugality too far. (See also: The Line Between Frugal and Crazy) 1. Reduce/Eliminate Daily Luxuries Cut down on your daily Starbucks coffee and brown bag you…
from Wise Bread
Do You Spend Money You’ve Worked for Differently than a Windfall?
…or things to do with a tax refund, Ross wrote, “Paying off any high interest debt will save you money in the long run, but it can be pretty tempting to buy something frivolous with the money, especially if you weren’t expecting it. I feel completely different about the money that I’ve worked really hard for, than something like a refund that I w…
from Frugal Dad
You Need To Cut Your Spending. It Sounds Painful. Now What?
…re spending more than you earn – sometimes quite a bit more. You’ve racked up a fair amount of debt. Now, you’re seeing that some changes are going to have to happen in your life, but those changes sound utterly painful. What do you do? Getting to Zero The most vital thing that you must do in this situation is “get to zero.” What do I mean by…
from The Simple Dollar
Guest Post: Frugal Ways to Improve Your Home for the Spring Season
…ore info (via: Wylio) This is a guest post from Jane Sanders Getting ready for spring is exciting because spring is such a beautiful season. It brings in new life, warmer temperatures, and fresh air. Getting your home ready for the spring is easy, and you don’t have tospend a lot of money. Here are frugal ways you can improve your home to prepa…
from Family Friendly Frugality
20 Things to Do With a Tax Refund
…ort of a forced savings account for many people. While it makes sense to adjust witholdings to minize a tax refund, there are a number of useful things to do with one besides blow it on a new television. Smart Things to Do With a Tax Refund 1. Pay off high-interest credit-card debt. Eliminating credit card debt is one of the smartest ways to sp…
from Frugal Dad
Cheap Entertainment – 10 Ideas To Rock The Frugal Fun
…ored feeling. The sky is gray, the house is gray, everything is cold and damp and nobody feels like doing anything. So here in the great Pacific Northwest, a common way to deal with this is to spend our winters at the movies. We Northwesterners love the movies. In the past twenty-three months of trying to get out of debt, I think I’ve been to t…
from Debt Kid

Posted by Edward Yablonsky on April 6, 2011 at 3:45 pm
Frugality is to minimize necessary costs and respond with wisdom to your financial needs analysis, easily obtainable .Financial literacy is part of a necessary and hpefully integrated bigger whole.
Posted by Edward Yablonsky on April 6, 2011 at 3:48 pm
Financial literay is the key and obtainable through financial needs analysis for businesses and individuals.