Aside from overwhelming credit card debt, pending foreclosures and outstanding debts owed to the IRS, many of my clients are also struggling with making payments to PSE&G for their utility bills.
I have seen some clients come to me with outstanding bills of $3,000 – $6,000 for PSE&G, and as you can imagine, PSE&G is threatening to turn off their service.
What should you do if you find yourself in this situation?
First of all, the most basic and fundamental rules would apply to PSE&G just like any other debt:
Pick up the phone and talk to them!
PSE&G (as many other creditors) will be happy to work with you in order to create some type of reasonable payment plan where you can maintain your services with them while you repay your outstanding arrears.
In addition, PSE&G has many different plans available for people who are struggling financially.
Watch this video for an overview of the different offerings available through PSE&G:
In addition, more details are available at: http://www.pseg.com/home/customer_service/bill/help/payment_assist.jsp
David Giller, Esq. is a Consumer Law attorney, providing professional, confidential and compassionate legal advice throughout New York City and northern New Jersey in financially stressful matters including bankruptcy,foreclosure defense, debt settlement, Fair Debt Collection Practices Act and Fair Credit Reporting Act. To learn more about David or his law practice, visit www.gillerlaw.com.
