Recent Articles to Achieve Financial Harmony

Below you will find a selection of articles I found particularly interesting and worthwhile relating to saving money, living frugally, managing debt and achieving financial harmony.

Enjoy.

David

************

Businesses should buy used office furniture and save tons of money

submitted by mattymomostl [link] [3 comments]

from Frugal Living: Waste Less-Gain More!

Financial Literacy is Sweeping the Nation

…to manage money properly. But that’s beginning to change.

from The Truth About Bankruptcy – Bankruptcy – daveramsey.com

Four Ways to Save on Gas

…hybrid to save money at the pump. Get helpful tips now!

from The Truth About Bankruptcy – Bankruptcy – daveramsey.com

Best (legal) way to get discounts on software?

…or video/graphic design and the one problem is that we don’t get a .edu email address. I’d like to get some student discounts on software and could use some advice on what to do. Would taking one course at a community college help? Any thoughts or ideas would be greatly appreciated. submitted by mallrat32 [link] [8 comments]

“You’re Fired!” Great. Now What Do You Do?

…ork? How much of it SHOULD be tied to your work? I recently watched a movie, The Company Men, and was deeply touched. The movie follows the crumbling lives of three men who, having climbed the corporate ladder for years, “had it all” in terms of [...]

from Personal Finance Blog by Money Ning

How to Spend Your Way to Happiness (Part One)

…money can’t buy happiness”? Researchers Elizabeth Dunn, Dan Gilbert, and Timothy Wilson say it’s a myth. Drawing on empirical research, they’ve identified key ways that people can get more bliss for their buck. The link between money and happiness has been studied for decades, and the result is always the same: Money does buy happiness — but les…

from Get Rich Slowly

I want to make my house look nice without spending too much money

…or apartment, of about 36m2. My entire house is made up of second hand furniture, 80% of which I received for free, 10% which I paid €10 or less for, and 10% which I bought brand new for €75 or less. The house looks pretty alright, the furniture is all either real wood or wood veneer and they are all mostly matching. However, my ex-girlfriend mo…

from Frugal Living: Waste Less-Gain More!

32 Ways to Save Money on Your Utility Bills

…ways to save money on your utility bills.

from The Dollar Stretcher Featured Content

I want my car repossessed. Why won’t they?

…orcing the lender to take it back may be difficult.

from The Dollar Stretcher Featured Content

Lawsuits Against Agencies, Creditors Exceed 500 In Two Weeks – Collections & Credit Risk

…ors Exceed 500 In Two WeeksCollections & Credit RiskConsumers filed an estimated 570 lawsuits under consumer statutes – including the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) – in the second half of March. The totals include 562 lawsuits citing alleged FDCPA …and more »

from fair debt collection practices act – Google News

Bankruptcy and the 10 Year Credit Myth

…or bankruptcy does not prevent you from getting new credit. As a matter of fact, there is a whole new class of lenders who target former bankrupt debtors as new customers. Why? People who have filed for bankruptcy can be good credit risks. With the passing of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, you have to wait l…

from Bankruptcy Blog

Debt collector sued for contacting family member – The Louisiana Record

…Debt collector sued for contacting family memberThe Louisiana RecordA New Orleans resident has filed a lawsuit against a debtcollector after an agent called the plaintiff’s brother and talked to him about her debt. Claiming violations of the Fair Debt Collection Practices Act, Holly Brown filed suit against Northstar …

from fair debt collection practices act – Google News

What are your “secret” frugal tips (unknown or overlooked by many)?

…ore going on a road trips always helps (this one cost me a hefty sum once or twice). So, what are yours? submitted by steelclass [link] [45 comments]

from Frugal Living: Waste Less-Gain More!

Spreading Financial Literacy with Teach Children to Save Day

…Children to Save Day. The day, which saw its 15th anniversary this year, is a day when volunteer bankers go into their communities to teach children how banks are relevant in their lives. For example, in Guam, several local banks, including the Bank of Guam, the Bank of Hawaii, BankPacific, and Citibank, partnered together to go into classrooms….

from FinLit TV – Connecting the World thru Money

Am I being “cheap?”

…frugal is the right place to post this, but I’m not sure where else it would go. I recently bought a house and it needs a new paint job. I know the true frugal thing to do would be to paint it myself, but it’s too much time for me to commit. So I got an estimate from a guy awhile ago for $1,900. My neighbors recently had their house painted and …

from Frugal Living: Waste Less-Gain More!

8 Smart Things to Do With Your Tax Refund

…orthwhile to think about what to do with that mini-windfall. After all, since refunds are somewhat unpredictable, chances are you may not have a plan in place just yet. Here are 8 ideas to get the most out of your refund this year: 1. Pay Down High Interest DebtImmediately I intentionally listed this as the first priority. Whether it’s 20% …

from Wise Bread

Setting Smart Financial Goals

…writes about frugality, sustainable living, and raising children at Childwild.com This article is part of Financial Literacy Month at Get Rich Slowly. Goals are critical to financial success. We’ve written about them a lot here at GRS; in fact, one of J.D.’s core tenets for getting rich slowly is “The road to wealth is paved with goals.” Not all…

from Get Rich Slowly

Parents Have Large Role in Encouraging Financial Literacy

…ore financially literate by teaching them through offering allowances or teaching about wants versus needs. They can also pressure school systems to include personal finance in the standard curriculum. Most parents recognize the value in educating their children about financing, but don’t realize the huge role they have in influencing change and…

from FinLit TV – Connecting the World thru Money

Money Savvy Kids, Money Savvy Adults

…ore about Debbie after the article. It has been said in the news over the last few years that Americans are not saving enoughmoney. Many people blame the lack of savings finesse on their inability to make ends meet, let alone put extra cash away, but the reality is that most people never actually learned how to save. It is for this reason tha…

from Frugal Dad

Cancelling my oldest (and most useless) credit card a good or bad idea?

…or about 5 years now and they have never raised my limit. I have 2 other cards that have much higher limits (a Visa and an Amex) so I really never use the Capital One Visa anymore. I’ve also just received a fourth credit card that will be used only for business purchases, as well. So my question is: Is it better to keep this long-standing accoun…

from Frugal Living: Waste Less-Gain More!

“Live Like No One Else So You Can Live Like No One Else”

…orite single thing that Dave Ramsey has ever written. The idea here is pretty simple: if you live in a challenging way right now, you’ll be able to enjoy incredible opportunities and advantages later. Almost every person who has accomplished something great in their life went through some very challenging period (or periods) to get there: exe…

from The Simple Dollar

What’s the best way to sell old DVDs?

…on Craigslist or Ebay. I’d like to submit a list of them to some (reputable) site, toss them in a box, and ship em off. Anyone know of a place like that? submitted by xhazerdusx [link] [22 comments]

from Frugal Living: Waste Less-Gain More!

David Giller, Esq. is a Consumer Law attorney, providing professional, confidential and compassionate legal advice throughout New York City and northern New Jersey in financially stressful matters including bankruptcy, foreclosure defense, debt settlement, Fair Debt Collection Practices Act and Fair Credit Reporting Act. To learn more about David or his law practice, visit www.gillerlaw.com.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Connecting to %s

Follow

Get every new post delivered to your Inbox.