The 5 Biggest Money Mistakes You Can Easily Avoid
I’ve made a lot of money mistakes in my life, but here are five easy fixes to avoid some of the largest financial pitfalls. 1. Not having a simple budget There is no excuse today to not have at least a basic budget. Free services like Mint.com make it so ridiculously easy to setup a budget and have it automatically update that it’s just insane not …
Under what circumstances can my bankruptcy discharge be denied by the court?
…are certain debts that cannot be discharged, or are very hard to discharge (such as student loan debt), there are a variety of circumstances under which a court can deny you your ENTIRE discharge. If the court finds you violated one of the following provisions, you will not receive a discharge. This means [...]
Friend & Family Preferences- Who You Give Money To Before Bankruptcy Does Matter
…You Owe Debts to Family or Friends? I’m an Orlando area bankruptcy lawyer and chapter 7 trustee. Every consult I have includes me asking if a client’s debt includes debt owed to friends or family members and if debt has been paid to friends or family members in the last year. This is very [...]
Study: Bankruptcy Considered or Filed by One in Eight Americans
…of consumer debt, depreciating home values and a limited job market, perhaps it’s no wonder that so many of us are in need of serious the serious financial protection and debt relief that bankruptcy can offer. Who Is Considering Bankruptcy? The study breaks down potential bankruptcy filers in part by age: Americans between 35 and 54 are reporte…
Lawsuits Against Collection Agencies, Creditors Jump
…489 Fair Debt Collection Practices Act (FDCPA) cases, 52 Fair Credit Reporting Act (FCRA) lawsuits and 35 cases citing violations of …
…re Debt-Free!” on Dave’s radio show. Check out their story now!
Best Money Tips: Combat Student Loan Debt
…student loan debt, things to consider when signing up for a loyalty program, and ways to save on gas. Top 5 Articles How to Combat Student Loan Debt — Combat student loan debt by talking to your employer and seeing if they can help with tuition. [LifeTuner] Should You Sign Up For A Loyalty Program? 7 Things to Consider — Before you sign up for a…
Best Money Tips: Reduce Baggage While Traveling
…you in debt. [First Generation White Collar] ShareThisWritten by Ashley Jacobs and published on Wise Bread. Read more Travel articles from Wise Bread.Best Money Tips: Eating Well on a Budget Best Money Tips: Slash Your Wedding Budget Best Money Tips: Save Money At Work Best Money Tips: Choosing the Right Credit Card Best Money Tips: Make Extra M…
Fighting Back Against Debt Collectors
…Debt collectors are known for hassling consumers, and in their desperation to collect money, some are even resorting to questionable tactics. According to the Federal Trade Commission (FTC), complaints about debt collectors rose by 17% in 2010. This number has tripled since 2002, and accounts for 27% of all FTC complaints. It’s not just a [...] …
David Giller, Esq. is a Consumer Law attorney, providing professional, confidential and compassionate legal advice throughout New York City and northern New Jersey in financially stressful matters including bankruptcy, foreclosure defense, debt settlement, Fair Debt Collection Practices Act and Fair Credit Reporting Act. To learn more about David or his law practice, visit www.gillerlaw.com.
