In this clip, Dave Ramsey explains why budgeting is one of the initial critical steps you must take in order to begin taking control of your personal finances. David Giller, Esq. is a Consumer Law attorney, providing professional, confidential and compassionate legal advice throughout New York City and northern New Jersey in financially stressful matters [...]
Archive for the ‘Household Budgeting’ Category
5 Nov
Free Money Smart Course Online!
The Federal Deposit Insurance Corporation (FDIC) has created a FREE online financial education program, which is available to the general public. Money Smart, is a comprehensive financial education curriculum designed to help individuals develop financial skills and positive banking relationships. Click here to begin taking advantage of this free program! David Giller, Esq. is a Consumer Law [...]
4 Nov
Should You Stop Funding Retirement to Focus on Debt?
Adam Baker recently wrote this fantastic article on the Get Rich Slowly Blog, addressing a question I have personally struggled with for most of my adult life. We know it is prudent to put aside as much as possible in our younger working years, towards retirement. Compounded interest over 20, 30, 40 years grows exponentially…we [...]
3 Nov
FDIC Introduces a Portable Audio (MP3) Version of the Money Smart Financial Education Curriculum
The Federal Deposit Insurance Corporation (FDIC) has released the Money Smart Podcast Network, the portable audio (MP3) version of the award-winning Money Smart financial education. The new version of Money Smart is suitable for use with virtually all MP3 players so that consumers of all ages can learn to make informed and prudent financial decisions [...]
13 Oct
14 Ways a Notebook in Your Pocket Can Save You Money
This was an excellent post that I found on The Simple Dollar blog. 1. Write down sale prices. If you spy an item on sale but you’re not really sure how good of a sale it is, jot down the item and the sale price. Later, you can research that price and find out if [...]
