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	<title>Achieving Financial Harmony</title>
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	<description>Providing you with creative ways to help you manage your debt while maintaining your sanity.</description>
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		<title>Achieving Financial Harmony</title>
		<link>http://gillerlaw.wordpress.com</link>
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		<title>What is Chapter 13 Bankruptcy?</title>
		<link>http://gillerlaw.wordpress.com/2011/05/25/what-is-chapter-13-bankruptcy/</link>
		<comments>http://gillerlaw.wordpress.com/2011/05/25/what-is-chapter-13-bankruptcy/#comments</comments>
		<pubDate>Wed, 25 May 2011 23:28:10 +0000</pubDate>
		<dc:creator>gillerlaw</dc:creator>
				<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://gillerlaw.wordpress.com/?p=813</guid>
		<description><![CDATA[Chapter 13 Bankruptcy Chapter 13 bankruptcy is most appropriate when debtors want to catch up on overdue mortgage or car payments.  Chapter 13 bankruptcy allows the debtor to repay their arrears over the course of 3-5 years, depending on their household income. Although creditors might object to the plan, the court has the final ruling in these cases.  If [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gillerlaw.wordpress.com&amp;blog=9629040&amp;post=813&amp;subd=gillerlaw&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Recent Articles on Debt Management</title>
		<link>http://gillerlaw.wordpress.com/2011/05/25/recent-articles-on-debt-management/</link>
		<comments>http://gillerlaw.wordpress.com/2011/05/25/recent-articles-on-debt-management/#comments</comments>
		<pubDate>Wed, 25 May 2011 23:19:21 +0000</pubDate>
		<dc:creator>gillerlaw</dc:creator>
				<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://gillerlaw.wordpress.com/?p=808</guid>
		<description><![CDATA[The 5 Biggest Money Mistakes You Can Easily Avoid I’ve made a lot of money mistakes in my life, but here are five easy fixes to avoid some of the largest financial pitfalls. 1. Not having a simple budget There is no excuse today to not have at least a basic budget. Free services like [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gillerlaw.wordpress.com&amp;blog=9629040&amp;post=808&amp;subd=gillerlaw&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Recent Articles Regarding Foreclosures</title>
		<link>http://gillerlaw.wordpress.com/2011/05/25/recent-articles-regarding-foreclosures/</link>
		<comments>http://gillerlaw.wordpress.com/2011/05/25/recent-articles-regarding-foreclosures/#comments</comments>
		<pubDate>Wed, 25 May 2011 23:14:50 +0000</pubDate>
		<dc:creator>gillerlaw</dc:creator>
				<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://gillerlaw.wordpress.com/?p=804</guid>
		<description><![CDATA[Study: Bankruptcy Considered or Filed by One in Eight Americans &#8230;Fear of foreclosure: Even those with good health and steady jobs may find themselves unable to keep up with their mortgage, and some families opt to file for bankruptcy in hopes of fending off mortgage foreclosure. Considering the many factors that can contribute to a [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gillerlaw.wordpress.com&amp;blog=9629040&amp;post=804&amp;subd=gillerlaw&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Q&amp;A: What is Chapter 7 bankruptcy?</title>
		<link>http://gillerlaw.wordpress.com/2011/05/23/qa-what-is-chapter-7-bankruptcy/</link>
		<comments>http://gillerlaw.wordpress.com/2011/05/23/qa-what-is-chapter-7-bankruptcy/#comments</comments>
		<pubDate>Tue, 24 May 2011 02:12:58 +0000</pubDate>
		<dc:creator>gillerlaw</dc:creator>
				<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://gillerlaw.wordpress.com/?p=801</guid>
		<description><![CDATA[Q: I&#8217;ve heard various references to Chapter 7, Chapter 11 and Chapter 13 bankruptcy. Several people have told me that Chapter 7 bankruptcy is most appropriate for me. What is Chapter 7 bankruptcy? A: Chapter 7 bankruptcy is a liquidating bankruptcy.  That means that in return for having most or all debts discharged (no longer legally [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gillerlaw.wordpress.com&amp;blog=9629040&amp;post=801&amp;subd=gillerlaw&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Q&amp;A: What alternatives are available for me to avoid bankruptcy?</title>
		<link>http://gillerlaw.wordpress.com/2011/05/22/qa-what-alternatives-are-available-for-me-to-avoid-bankruptcy/</link>
		<comments>http://gillerlaw.wordpress.com/2011/05/22/qa-what-alternatives-are-available-for-me-to-avoid-bankruptcy/#comments</comments>
		<pubDate>Mon, 23 May 2011 02:03:40 +0000</pubDate>
		<dc:creator>gillerlaw</dc:creator>
				<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://gillerlaw.wordpress.com/?p=798</guid>
		<description><![CDATA[Q: Several people have suggested that I file for bankruptcy. I want to avoid it. What are the alternatives to filing for bankruptcy? A: There are several viable alternatives to filing for bankruptcy. Whether or not these alternatives are right for you depends on several factors including the amount of your debts, your current household [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gillerlaw.wordpress.com&amp;blog=9629040&amp;post=798&amp;subd=gillerlaw&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Q&amp;A: What is bankruptcy?</title>
		<link>http://gillerlaw.wordpress.com/2011/05/22/qa-what-is-bankruptcy/</link>
		<comments>http://gillerlaw.wordpress.com/2011/05/22/qa-what-is-bankruptcy/#comments</comments>
		<pubDate>Mon, 23 May 2011 01:58:28 +0000</pubDate>
		<dc:creator>gillerlaw</dc:creator>
				<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://gillerlaw.wordpress.com/?p=795</guid>
		<description><![CDATA[Q: What is bankruptcy? A: Bankruptcy is a legal process to deal with debts when you can no longer pay them.  By filing for bankruptcy, you&#8217;re able to get most bills discharged/wiped out.  This also may allow you to keep most or all of your property and receive extensions on bill payments if you have the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gillerlaw.wordpress.com&amp;blog=9629040&amp;post=795&amp;subd=gillerlaw&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>VIDEO: Cutting your spending</title>
		<link>http://gillerlaw.wordpress.com/2011/05/15/video-cutting-your-spending/</link>
		<comments>http://gillerlaw.wordpress.com/2011/05/15/video-cutting-your-spending/#comments</comments>
		<pubDate>Sun, 15 May 2011 04:51:50 +0000</pubDate>
		<dc:creator>gillerlaw</dc:creator>
				<category><![CDATA[Debt Management]]></category>

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		<description><![CDATA[Filed under: Debt Management<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gillerlaw.wordpress.com&amp;blog=9629040&amp;post=794&amp;subd=gillerlaw&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Watch this movie: In Debt We Trust</title>
		<link>http://gillerlaw.wordpress.com/2011/05/15/watch-this-movie-in-debt-we-trust/</link>
		<comments>http://gillerlaw.wordpress.com/2011/05/15/watch-this-movie-in-debt-we-trust/#comments</comments>
		<pubDate>Sun, 15 May 2011 04:04:42 +0000</pubDate>
		<dc:creator>gillerlaw</dc:creator>
				<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://gillerlaw.wordpress.com/?p=788</guid>
		<description><![CDATA[This movie, &#8220;In Debt We Trust,&#8221; highlights the concerns and ramifications of the overwhelming misuse of credit cards and the lending industry which results in a society where people cannot possibly earn enough money to sustain their outstanding debts. Filed under: Debt Management<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gillerlaw.wordpress.com&amp;blog=9629040&amp;post=788&amp;subd=gillerlaw&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Recent Articles to Achieve Financial Harmony</title>
		<link>http://gillerlaw.wordpress.com/2011/04/15/recent-articles-to-achieve-financial-harmony/</link>
		<comments>http://gillerlaw.wordpress.com/2011/04/15/recent-articles-to-achieve-financial-harmony/#comments</comments>
		<pubDate>Fri, 15 Apr 2011 04:20:03 +0000</pubDate>
		<dc:creator>gillerlaw</dc:creator>
				<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://gillerlaw.wordpress.com/?p=785</guid>
		<description><![CDATA[Below you will find a selection of articles I found particularly interesting and worthwhile relating to saving money, living frugally, managing debt and achieving financial harmony. Enjoy. David ************ Businesses should buy used office furniture and save tons of money submitted by mattymomostl [link] [3 comments] from Frugal Living: Waste Less-Gain More! Financial Literacy is Sweeping the Nation &#8230;to manage money properly. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gillerlaw.wordpress.com&amp;blog=9629040&amp;post=785&amp;subd=gillerlaw&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">gillerlaw</media:title>
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		<title>Is Your Financial Situation Causing Marital Stress?</title>
		<link>http://gillerlaw.wordpress.com/2011/04/13/is-your-financial-situation-causing-marital-stress/</link>
		<comments>http://gillerlaw.wordpress.com/2011/04/13/is-your-financial-situation-causing-marital-stress/#comments</comments>
		<pubDate>Wed, 13 Apr 2011 18:11:27 +0000</pubDate>
		<dc:creator>gillerlaw</dc:creator>
				<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://gillerlaw.wordpress.com/?p=781</guid>
		<description><![CDATA[Unfortunately, financial stress typically goes hand-in-hand with marital stress. If you are suffering with financial anxiety, you owe it to yourself and your spouse to seek the support that you need in order to discuss these matters and identify a unified strategy in order to resolve your financial situation without causing further damage to your [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gillerlaw.wordpress.com&amp;blog=9629040&amp;post=781&amp;subd=gillerlaw&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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